FAQs

Who are Fishing Care?

Fishing Care is a trading name of Ripe Insurance Services Limited which is one of the largest niche insurance specialists in the UK.

Who are Ripe?

We are one of the UK’s leading specialists in niche insurance products. Nearly 200,000 policyholders have already chosen Ripe for their sports, leisure, personal and business insurance. Our fresh approach to insurance is all about making insurance easy-to-buy, simple-to-understand, jargon-free and excellent value. We ensure that our insurance practices not only meet but exceed the standards set by the Financial Conduct Authority, giving our customers a clear understanding of our insurance products and providing a first-class insurance service. Find out about how we do things differently here.

Some of my equipment won’t fit in my boot, is it covered?

The Equipment will be covered on display in the car on the basis the optional cover of "On Display in Vehicle" is selected. We will provide cover for oversize Fishing Equipment that is unable to be stored out of sight in a locked boot or covered luggage area. These items shall be subject to an Excess of 25% of the item’s value or £250, whichever is the greater.

Do you charge an additional premium for match fishing?

No, we prefer to keep our policies simple.

Will my premium increase if I make a claim?

No, our premiums are a set price depending on the options you select and the value of your equipment.

Will I really get £2,000 for a Record Catch?

Yes providing it is a verified British record fish.

Is there a single article limit on my Fishing Equipment?

No, we do not penalise you if you have items of high value equipment.

What are the excesses on the policy?

There is a £50 excess on Fishing Equipment and Dental Treatment claims. The Club Fee Reimbursement is 60 days and Match Entry Fee Reimbursement is 14 days prior. If you have selected ‘On Display in Vehicle’ cover the excess is £250 or 25% of the item's value whichever is the greater.

Is my equipment covered for theft from my garage or shed?

Yes. We will cover 24 hours per day in respect of damage, loss or theft of Fishing Equipment whilst stored in a securely locked vehicle, building, garage or shed.

What does the equipment excess waiver cover provide?

In the event of a Fishing Equipment claim, if excess waiver is selected, then no excess will apply. However if you have taken out the ‘On Display in Vehicle’ option and you are making a claim under this section, then a reduced excess of £200 will apply or 25% of the item’s value whichever is the greater.

Is the replacement cover on the policy for my equipment new for old?

Your equipment cover is replaced on a new for old basis for items under 3 years old on the condition you have the original receipts. For items older than three years they will be replaced on their Indemnity Value.

Am I covered for fishing abroad?

We offer a Worldwide extension which will cover you abroad. Please note unlike some insurers offering Worldwide cover we include USA & Canada.

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